- Focused on people not profit
- Taking each member's individual situation and circumstances into account, not just the figures on the application
- Providing products and services that members need and want
- Why not join and open an account today.
The credit union staff consists of a combination of part-time and full-time employees as well as volunteers.
What is a credit union?
A Credit Union is a group of people who save together and lend to each other at a fair and reasonable rate of interest. Credit Unions offer members the chance to have control over their own finances by making their own savings work for them. Every Credit Union is owned by the members — the people who save and borrow with it — people like you.
A Credit Union exists only to serve its members — not to profit from their needs. Surplus income generated is returned to the members by way of a dividend an/or is directed to improved or additional services required by the members.
Credit Unions are non-sectarian and non-political, and continue the Irish tradition of co-operative self help. It has been shown throughout history that by working together people can achieve far more through co-operation than by individual effort. The success of the credit union movements worldwide is a clear illustration of this. Credit Unions have served their members well in Ireland since 1958, and as long as there are active members, they will continue to do so.
Blackrock Credit Union is regulated by the Central Bank of Ireland.