Medical and Dental Loan

l

Are you planning an elective medical or dental treatment that you need funds for? Or has a medical or dental issue arisen when you least expected it?

You can now get a flexible loan for your medical treatments, dental work, annual health insurance costs,  cosmetic procedures, fertility treatment expenses and more.

Taking out a medical or dental loan can provide a low-cost alternative to running up your credit card balance.  At Blackrock Credit Union we offer medical and dental loans up to €40,000 at 8.2% (8.49% APR).

Don’t forget you may also be eligible to claim tax relief on the cost of certain health expenses. These can be the health expenses of any individual as long as you paid for them and you are a taxpayer.  You will normally be granted tax relief at the standard rate of tax of 20%. For further details on this tax relief please click here.

Apply for your loan in a few easy steps

 

1. Choose what type of loan suits your requirements.

2. Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.

3. Apply for your loan via our App, by email, by phone or in our office in Blackrock.

Use the Loan Calculator below to see what you can afford to borrow and what your potential repayments will be.

Loan Calculator

PAYMENT SUMMARY


 

Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.

library_books Apply Now

If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.

people_alt Become a Member

If you would like to make an enquiry about a loan please fill out our Loan Enquiry Form and one of our friendly staff will contact you.

contact_support Loan Enquiry Form

Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.

Any Questions?
Take a look at our FAQ section.

quiz FAQs

Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.