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Sinead D.
Sinead D., Blackrock Credit Union Member

Been with Blackrock Credit Union for a very long time… staff are always so courteous and helpful! Nice to have a business these days where you actually meet and talk to humans!!

Michael B.
Michael B., Blackrock Credit Union Member

Blackrock Credit Union is at the heart of the community, they really care about members and offer support to anyone who walks in the door, as I witnessed for myself. They consistently demonstrate a commitment to all members, offer excellent rates and reasonable fees.

Eileen G.
Eileen G., Blackrock Credit Union Member

Always a pleasure to deal with the team in Blackrock Credit union!

Cynthia B.
Cynthia B., Blackrock Credit Union Member

Very quick turnaround on loans.

Michele D.
Michele D., Blackrock Credit Union Member

Friendly , efficient, local. I have been a member for years, and recommend Blackrock Credit Union without hesitation.

Fionnoula K.
Fionnoula K., Blackrock Credit Union Member

Such a great place to apply for a loan very quick and transparent would recommend anyone to use this for borrowing.

Trevor H.
Trevor H., Blackrock Credit Union Member

I have been a member of the Blackrock Credit union for over 20 years now, they are like a family to me, always accommodating - always ready to help :)

Latest News

13 Jun 2024

Opening Hours June Bank Holiday Weekend

You can also contact us by email on and we will deal with your query during our opening hours 10AM – 2PM on Tuesday June 4th.

01 Dec 2023

You’re invited to our Annual General Meeting

The 2023 Annual General Meeting for Blackrock Credit Union will be held on Wednesday January 31st 2024 at 8PM.

Join Us

Membership Made Easy

With advanced biometric facial verification, and the ability to submit proof of ID, we're offering you a safe and reliable way to become a member.

In order to start your Online Membership journey, you will need to download our Mobile App.

Join Using Your Phone

We’ve created an intelligent and secure method for you to become a member directly through your mobile phone. All you have to do is download our Mobile App to take full advantage of joining as you go.

Join Using Your Phone
Secure Facial Verification

Secure Facial Verification

We use advanced biometric facial technology to capture and verify who you are. Simply take a quick selfie and you’re done. This intuitive technology, ensures becoming a member is quicker than ever.

Reliable Identity Check

We’ve created a way for you to share proof of ID with us that’s both secure and reliable. As you progress with your application, you will be given an opportunity to show your ID there and then. There’s no waiting around.

Reliable Identity Check
Reliable Identity Check

Reliable Identity Check

Once your membership has been approved, we'll text you a temporary pin so you can have immediate access to your online account. You won’t have to worry about anything, we will do the rest.

Join us today! How to get started

1. Download our Mobile App

1. Download our Mobile App

2. Make sure you have valid ID ready

2. Make sure you have valid ID ready

3. Complete the form

3. Complete the form

4. Verify your Identity

4. Verify your Identity

5. Upload required documentation

5. Upload required documentation

6. Sit back and wait for us to review and approve

6. Sit back and wait for us to review and approve

Download today and reap the benefits of becoming a member.


Welcome to Blackrock Credit Union

Become a member of Blackrock Credit Union today and you can avail of our heavily discounted Welcome Loan rate as well as all our member services. As a new member you are entitled to claim a discounted Welcome Loan rate as low as just 6.5% APR 6.7%.

Please click the button below to become a member of Blackrock Credit Union if you are living, working or studying in our common bond. Please note that you must have the documents listed below to upload during the membership application process, otherwise you will not be able to complete the application online.

Join Now

Membership Requirements

As with any financial institution three forms of ID are required on joining:

  • Photographic ID such as a passport or driving licence
  • Proof of residence such as a recent bank statement or utility bill
  • Evidence of your Tax Identification Number/PPS Number such as a tax cert, letter from social services or an official document from the Revenue Commissioners

If membership is based on working or studying rather than living in the area, a letter from your employer, school or college may also be required.

You can also call into us during our opening hours on Carysfort Avenue beside Mackens Pharmacy with your documents and fill out our membership form to open your account or call 01 283 1034 if you require any further details on how to become a member.

If you apply for membership in our office, once your application has been accepted, one of our friendly staff will contact you to make an appointment to visit our office in Blackrock for approximately 15 minutes to sign your membership application and nomination forms and to pay the €1 membership joining fee and lodge a minimum of €10 savings to your account.

If you apply for membership online, the joining fee and initial minimum of €10 savings will be taken automatically when you make your first deposit.

We will then post your Membership book detailing your credit union account number and details of your savings to your address. You can then register for online access to your account and download our Mobile App so you can manage your money on the go.

Junior Membership and Savings

Learning the importance of saving starts early with a Junior Savings Account for anyone under the age of 16. Please click here for further details on our Junior Membership as well as saving tips for Junior Savers.

Our credit union is for people, not for Profit

Join Blackrock Credit Union today and you can avail of these Member Benefits

  • High loan approval rate
  • Loans for a variety of purposes
  • Competitive interest rates
  • Flexible repayment terms
  • Secured loans at a discount rate (6%)
  • Free Loan & Share Insurance
  • Free Online Banking
  • We’re a not for profit financial co-operative owned by our members
  • Friendly professional staff
  • Excellent personalised customer service
  • Manage your money on the go with our mobile app
  • No early redemption penalty
  • No hidden charges
  • Convenient opening times
  • VHI group scheme discount of 10%
  • Savings fully bonded & Government secured
  • No early loan redemption penalty


When you become a member of Blackrock Credit Union you can tell us what should happen to the money in your account after your death by filling out a Nomination Form. A Nomination is a legally binding, written instruction that tells the Credit Union what to do with your money after your death.

Common Bond

To become a Member of Blackrock Credit Union you must hold our Common Bond. This means you must live, work or study in the area outlined on the map below. Credit Unions operate on the co-operative principal of communities, linked by a common bond, working together to help each other.

For some Credit Unions the common bond is defined by their occupation or their employer, for Blackrock Credit Union the common bond is defined as living, working or studying in the area highlighted on the map below.

To view a larger version of our Common Bond Map please click on the on the right hand side of the map below.