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Been with Blackrock Credit Union for a very long time… staff are always so courteous and helpful! Nice to have a business these days where you actually meet and talk to humans!!
Blackrock Credit Union is at the heart of the community, they really care about members and offer support to anyone who walks in the door, as I witnessed for myself. They consistently demonstrate a commitment to all members, offer excellent rates and reasonable fees.
Always a pleasure to deal with the team in Blackrock Credit union!
Very quick turnaround on loans.
Friendly , efficient, local. I have been a member for years, and recommend Blackrock Credit Union without hesitation.
Such a great place to apply for a loan very quick and transparent would recommend anyone to use this for borrowing.
I have been a member of the Blackrock Credit union for over 20 years now, they are like a family to me, always accommodating - always ready to help :)
Loans
Get your affordable loan up to € 150,000 with Blackrock Credit Union
Whether you’re improving your home or garden, buying a new car, going to college, planning a holiday or you need to borrow money for any other occasion, we have a great value loan to suit you and your budget.
We have substantial funds available to lend to our members at present with loans of up to €150,000 possible, subject to terms and conditions.
Our Green Loans
Why borrow from Blackrock Credit Union?
- Fast decision on your loan application – normally within 48 hours
- High loan approval rate
- Competitive interest rates
- Flexible repayment terms
- Our loans are based on your ability to repay and not how much savings you have or how long you’ve been a member
- Loans for a variety of purposes
- You pay interest on your reducing balance so you pay less interest each time you make a repayment
- Secured loans at a discount rate (6%)
- Free Loan & Share Insurance*
- Free online banking
- We’re a not for profit financial co-operative owned by our members within 48 hours
- Friendly professional staff
- Excellent personalised customer service
- Manage your loan on the go with our mobile app
- No early redemption penalty
- No hidden charges
- Convenient opening times
- VHI group scheme discount of 10%
Apply for your loan in a few easy steps
Step 1
Choose what type of loan suits your requirements.
Step 2
Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.
Step 3
Apply for your loan Online, via our App, by email, by phone or in our office in Blackrock.
Loan calculator
Maximum Loan Term :
10.34%
10.34%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Have a Query?
If you aren't sure about which loan is right for you, or you have any other questions or concerns about our loan offering, we would be happy to advise you.
Contact UsBecome a Member
If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.
Become a MemberAPR stands for Annual Percentage Rate. Loans are variable rate, and subject to approval. Lending criteria, terms and conditions apply.
Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.
Any Questions?
If you have any questions, please call us on 01 283 1034, email info@blackrockcu.ie or drop in to our office in Blackrock or take a look at our FAQ section.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
