Loans

Turn Your Dreams Into Realities – With An Affordable Credit Union Loan

Whatever you have your heart set on – from a new car to home improvements, a holiday to a college course – you can borrow for anything with interest rates starting from just 6%.

Use the Loan Calculator to see what you can afford, your potential repayments and make a quick loan enquiry.

Apply Now

Download our loan application form, complete and email / post back or bring the form into our branch office and a member of our loan team will contact you.

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First time borrower loan at 6% (6.15% APR)

We want to welcome back members who have not borrowed with us for some time and to introduce new members to the benefits of a loan with Blackrock Credit Union.

This loan is available to new members, members who have never borrowed with Blackrock Credit Union and members with no current loan balance, who have completed a loan with us at least five years ago

Use the Loan Calculator to see what you can afford, your potential repayments and make a quick loan enquiry.

If you’re thinking about buying a new or used car, the Blackrock Credit Union is a great choice for a loan. Whether you're looking for your first car or upgrading the family car, come and talk to us about a loan at 9.9% (10.34% APR)

Remember, 98% of loan applications are approved.

Use the Loan Calculator to see what you can afford, your potential repayments and make a quick loan enquiry.

At Blackrock Credit Union we understand that the reasons for needing a personal loan are as varied as life itself. You can borrow up to €120,000 at 9.9% (10.34% APR)

Use the Loan Calculator to see what you can afford, your potential repayments and make a quick loan enquiry.

Doing up the house? Whether you're looking to extend, do-up or need new windows, come talk to us about a Home Improvement Loan at 8.2% (8.49% APR)

Use the Loan Calculator to see what you can afford, your potential repayments and make a quick loan enquiry.

This low loan rate of 6% (6.15%APR) allows you to hold onto your savings and use them as security for a loan. This means that members continue to get a dividend and to keep the insurance from their savings as well as benefiting from a lower interest rate than a regular loan.

Use the Loan Calculator to see what you can afford, your potential repayments and make a quick loan enquiry.

Whether you're looking for THE 'if not now, then when' ONCE-IN-A-LIFETIME HOLIDAY LOAN, or THE 'I think I might break if I don't get away soon' SHORT BREAK LOAN, come and talk to Blackrock Credit Union.

Use the Loan Calculator to see what you can afford, your potential repayments and make a quick loan enquiry.

Sometimes medical issues arise when you least expect them or perhaps you’re planning an elective treatment? The Blackrock Credit Union Medical Loan at 8.2% (8.49% APR) can provide a low-cost alternative to running up your credit card balance.

Use the Loan Calculator to see what you can afford, your potential repayments and make a quick loan enquiry.

Education can be expensive with fees, books, accommodation… just to name a few. Our Education loan is here to help with flexible repayments and a great interest rate of 8.2% (8.49%)

Use the Loan Calculator to see what you can afford, your potential repayments and make a quick loan enquiry.

We will tailor your repayments to meet your own personal circumstances, and we advise you of the best method of repayment.
You can also repay your loan at any time – without any penalties – and there are no fees, no charges and no costs for processing your loan.
We offer flexibility regarding loans, allowing early repayment without penalty. Where members experience problems in repayments we are open to reviewing the loan and renegotiation where necessary.

You’ll also enjoy the added peace of mind of automatic Loan Protection Insurance at no extra cost, which means that in the event of death, your loan dies with you*.

With no processing charges or documentation fees, there are no hidden surprises.