Subscribe & get emails about our products & services, promotions, news and competitions

Sinead D.
Sinead D., Blackrock Credit Union Member

Been with Blackrock Credit Union for a very long time… staff are always so courteous and helpful! Nice to have a business these days where you actually meet and talk to humans!!

Michael B.
Michael B., Blackrock Credit Union Member

Blackrock Credit Union is at the heart of the community, they really care about members and offer support to anyone who walks in the door, as I witnessed for myself. They consistently demonstrate a commitment to all members, offer excellent rates and reasonable fees.

Eileen G.
Eileen G., Blackrock Credit Union Member

Always a pleasure to deal with the team in Blackrock Credit union!

Cynthia B.
Cynthia B., Blackrock Credit Union Member

Very quick turnaround on loans.

Michele D.
Michele D., Blackrock Credit Union Member

Friendly , efficient, local. I have been a member for years, and recommend Blackrock Credit Union without hesitation.

Fionnoula K.
Fionnoula K., Blackrock Credit Union Member

Such a great place to apply for a loan very quick and transparent would recommend anyone to use this for borrowing.

Trevor H.
Trevor H., Blackrock Credit Union Member

I have been a member of the Blackrock Credit union for over 20 years now, they are like a family to me, always accommodating - always ready to help :)

Latest News

13 Jun 2024

Opening Hours June Bank Holiday Weekend

You can also contact us by email on and we will deal with your query during our opening hours 10AM – 2PM on Tuesday June 4th.

01 Dec 2023

You’re invited to our Annual General Meeting

The 2023 Annual General Meeting for Blackrock Credit Union will be held on Wednesday January 31st 2024 at 8PM.

Car Loans

Flexible finance for your car

Borrow between €5,000 and €75,000 from 8.49% to 10.34% APR

If you’re thinking about buying a new or used car, the Blackrock Credit Union is a great choice for a loan. We offer a range of flexible car loans whether you’re looking for your first car, you need to increase the size of your family car or you feel it’s time for a stylish upgrade.

With a loan for a new or used car from Blackrock Credit Union you own your car from day one and there’s no deposit required. You can get your Blackrock Credit Union Car Loan approved in advance so you can shop with the bargaining power of a cash buyer in the confidence that the funds are ready for you to drawdown as soon as you find your new motor. We’ll get you in the driving seat quickly at a standard car loans rate of just 9.9% (10.34% APR) for Car Loans between €5,000 – €15,000.

Car Loans Plus When you think the car of your dreams is out of reach, it may not be. Come and talk to us at Blackrock Credit Union about a Car Loans Plus from 8.2% (8.49% APR) on borrowings between €15,000 – €75,000 and we’ll have you on the road in no time.

Take a look at our discounted Green Car Loans if you’re thinking of lowering your carbon footprint and reducing your car emissions and need help buying an Electric or Hybrid Car in the near future.

What’s Different about a Blackrock Credit Union Car Loan?

With a flexible car loan from Blackrock Credit Union, you own the car from day 1 unlike some other forms of car finance like the very popular PCP – Personal Contract Plans or Hire Purchase agreements. With a car loan from Blackrock Credit Union there are no scary hidden administration or set up fees or additional charges and there are definitely no balloon payments, mileage restrictions or wear and tear penalties. If you want to own the car you’re driving now and want the freedom to decide when and how to sell it, a flexible car loan from Blackrock Credit Union may just be the car loan for you.

If you already have a car loan with another lender, perhaps you should consider refinancing that loan with Blackrock Credit Union as you could make your regular repayments smaller and more affordable. Simply use the loan calculator below to see what you could save by refinancing your present car loan with us.

Apply for your loan in a few easy steps

Step 1

Choose what type of loan suits your requirements.

Step 2

Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.

Step 3

Apply for your loan Online, via our App, by email, by phone or in our office in Blackrock.


Loan calculator

Maximum Loan Amount :
Maximum Loan Term :


Repayment Frequency
# Repayments
# Repayments
# Repayments
# Repayments

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Become a Member

If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.

Become a Member

Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.

Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.

Any Questions?

If you have any questions, please call us on 01 283 1034, email or drop in to our office in Blackrock or take a look at our FAQ section.

Warning: Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.