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Sinead D.
Sinead D., Blackrock Credit Union Member

Been with Blackrock Credit Union for a very long time… staff are always so courteous and helpful! Nice to have a business these days where you actually meet and talk to humans!!

Michael B.
Michael B., Blackrock Credit Union Member

Blackrock Credit Union is at the heart of the community, they really care about members and offer support to anyone who walks in the door, as I witnessed for myself. They consistently demonstrate a commitment to all members, offer excellent rates and reasonable fees.

Eileen G.
Eileen G., Blackrock Credit Union Member

Always a pleasure to deal with the team in Blackrock Credit union!

Cynthia B.
Cynthia B., Blackrock Credit Union Member

Very quick turnaround on loans.

Michele D.
Michele D., Blackrock Credit Union Member

Friendly , efficient, local. I have been a member for years, and recommend Blackrock Credit Union without hesitation.

Fionnoula K.
Fionnoula K., Blackrock Credit Union Member

Such a great place to apply for a loan very quick and transparent would recommend anyone to use this for borrowing.

Trevor H.
Trevor H., Blackrock Credit Union Member

I have been a member of the Blackrock Credit union for over 20 years now, they are like a family to me, always accommodating - always ready to help :)

Latest News

13 Jun 2024

Opening Hours June Bank Holiday Weekend

You can also contact us by email on and we will deal with your query during our opening hours 10AM – 2PM on Tuesday June 4th.

01 Dec 2023

You’re invited to our Annual General Meeting

The 2023 Annual General Meeting for Blackrock Credit Union will be held on Wednesday January 31st 2024 at 8PM.

Community Loans

Community Loans

We understand the very real social impact local schools, clubs, societies and other not-for-profit organisations have on our local community and the great work they do on a continuous basis to build a better future for everyone in our community.

In recognising this, Blackrock Credit Union is now accepting applications for Community Loans from schools and community groups within our common bond.

A Community Loan means a loan to a school, community or voluntary organisation which is established for the express purpose of furthering the social, economic or environmental well-being of individuals within the common bond of Blackrock Credit Union in any of the following areas:

  1. Culture and heritage
  2. The arts (within the meaning of the Arts Act 2003)
  3. Health of the community
  4. Youth, welfare, and amenities; and
  5. Natural environment.

In general, these are loans made to community-based organisations such as schools, community-based clubs, associations and groups established for the express purpose of furthering the social, economic or environmental wellbeing of individuals within our common bond. It is a requirement that the majority of the members of the school, club, association or group will hold the common bond of our credit union in their own right ie live, work or study within the Blackrock Credit Union common bond. For details of the Blackrock Credit Union bond please click here.

Applications for community loans must be accompanied by a comprehensive business plan and credible financial projections covering the term of the proposed loan. We will advise you of all the details of what to include in your plan.

Loan Purposes that can be considered under Community Loans projects include:

  • Purchase/renovation/refurbishment of buildings used for community purposes
  • Social projects with a local government/lotto funding guarantee
  • Purchase of equipment/fixtures and fittings for use by a community based organisation
  • Purchase of land for community purposes

When you take out a Community Loan from Blackrock Credit Union, you help us give back to support a variety of community activities including local schools, sports clubs, events and community groups.

Why choose Blackrock Credit Union for your Community Loan

  • Very competitive interest rates of only 4%
  • Loans of up to €250k currently available (larger loans can be provided in conjunction with other partner credit unions or community lending organisations)
  • A loan based on your ability to repay
  • No hidden fees
  • No penalties for early repayment
  • Flexible repayment terms
  • Free online banking
  • Friendly professional staff
  • Excellent personalised customer service

Your first step if you’re considering applying for a Community Loan:

Contact Ken Gleeson, the general manager of Blackrock Credit Union to establish whether the group/society falls within the allowable category of borrowers and the purpose of the loan is consistent with the allowable criteria under this policy.

How To Apply for a Community Loan

Use the Community Loan Enquiry form here or call us on 012831034 if you are interested in applying for a Community Loan. We would be delighted to meet with you to chat about your needs, provide further information on Community Loans and proceed with a loan application to Blackrock Credit Union if eligible. We will also advise you what you can afford to borrow and what your potential repayments will be.

Community Loan for Avoca Hockey Club

Blackrock Credit Union recently provided Avoca Hockey Club with a Community Loan. We supported this local club to fund the design and build of a new hockey pitch. The new high performance, premium, high spec Edel ID Astro hockey pitch is located in Newpark Comprehensive School in Blackrock. Young and old members alike love the new pitch and we love that we could help a local club to upgrade its facilities with great value financing.

Apply for your loan in a few easy steps

Step 1

Choose what type of loan suits your requirements.

Step 2

Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.

Step 3

Apply for your loan Online, via our App, by email, by phone or in our office in Blackrock.


Loan calculator

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Repayment Frequency
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This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Become a Member

If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.

Become a Member

Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.

Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.

Any Questions?

If you have any questions, please call us on 01 283 1034, email or drop in to our office in Blackrock or take a look at our FAQ section.

Warning: Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.