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Sinead D.
Sinead D., Blackrock Credit Union Member

Been with Blackrock Credit Union for a very long time… staff are always so courteous and helpful! Nice to have a business these days where you actually meet and talk to humans!!

Michael B.
Michael B., Blackrock Credit Union Member

Blackrock Credit Union is at the heart of the community, they really care about members and offer support to anyone who walks in the door, as I witnessed for myself. They consistently demonstrate a commitment to all members, offer excellent rates and reasonable fees.

Eileen G.
Eileen G., Blackrock Credit Union Member

Always a pleasure to deal with the team in Blackrock Credit union!

Cynthia B.
Cynthia B., Blackrock Credit Union Member

Very quick turnaround on loans.

Michele D.
Michele D., Blackrock Credit Union Member

Friendly , efficient, local. I have been a member for years, and recommend Blackrock Credit Union without hesitation.

Fionnoula K.
Fionnoula K., Blackrock Credit Union Member

Such a great place to apply for a loan very quick and transparent would recommend anyone to use this for borrowing.

Trevor H.
Trevor H., Blackrock Credit Union Member

I have been a member of the Blackrock Credit union for over 20 years now, they are like a family to me, always accommodating - always ready to help :)

Latest News

13 Jun 2024

Opening Hours June Bank Holiday Weekend

You can also contact us by email on and we will deal with your query during our opening hours 10AM – 2PM on Tuesday June 4th.

01 Dec 2023

You’re invited to our Annual General Meeting

The 2023 Annual General Meeting for Blackrock Credit Union will be held on Wednesday January 31st 2024 at 8PM.

Green Car Loans

Green Car Loans

6.5% (6.7% APR)

If you’re thinking of lowering your carbon footprint and reducing your car emissions with an Electric or Hybrid Car in the near future we have a discounted Green Car Loan for you.

This new discounted Green Car Loan rate of 6.5% (APR 6.7%) can be used to fund a new or second hand Electric or Hybrid Car as well as a home charger unit if desired. The amount of your Green Car Loan can be up to €75,000 and the loan can be repaid over a term of up to 5 years.

The above Green Car Loan rate is discounted compared to our regular Car Loan rate at 9.9% (10.34% APR) and our Car Loans Plus rate at 8.2% (8.49% APR).

As well as doing your bit for the environment, driving an electric vehicle is great for your pocket too. There are generous grants, reduced motor tax rates and registration tax relief for qualifying vehicles.

You may be entitled to a grant from the SEAI (Sustainable Energy Authority of Ireland) if you buy a new electric car. A maximum grant of €3,500 is currently available for qualifying new M1 (passenger car) battery electric vehicles (BEVs) when purchased privately. The grant which ranges from €1,500 to  €3,500 is for approved EVs with a full purchase price of €14,000 to €60,000. Please note that SEAI grants are not available for used EVs.

Please see the SEAI website for further details on the grants available.

You can also claim up to €300 towards the purchase and installation of an electric vehicle charger unit at your home. The Electric Vehicle Home Charger Grant is a government funded support scheme assisting residents and homeowners to install an electric vehicle charge point on their property. The scheme provides a grant up to the value of €300 towards the purchase and installation of a home charger unit. To receive payment, you must ensure that you use a Safe Electric Registered Electrical Contractor.

Please click on this link for full details on the Electric Vehicle Home Charger Grant.

If you are not currently in the market for an Electric or Hybrid car then take a look at our very competitive Car Loans for regular petrol and diesel cars.

Apply for your loan in a few easy steps

Step 1

Choose what type of loan suits your requirements.

Step 2

Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.

Step 3

Apply for your loan Online, via our App, by email, by phone or in our office in Blackrock.


Loan calculator

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Repayment Frequency
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This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Become a Member

If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.

Become a Member

Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.

Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.

Any Questions?

If you have any questions, please call us on 01 283 1034, email or drop in to our office in Blackrock or take a look at our FAQ section.

Warning: Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.