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Sinead D.
Sinead D., Blackrock Credit Union Member

Been with Blackrock Credit Union for a very long time… staff are always so courteous and helpful! Nice to have a business these days where you actually meet and talk to humans!!

Michael B.
Michael B., Blackrock Credit Union Member

Blackrock Credit Union is at the heart of the community, they really care about members and offer support to anyone who walks in the door, as I witnessed for myself. They consistently demonstrate a commitment to all members, offer excellent rates and reasonable fees.

Eileen G.
Eileen G., Blackrock Credit Union Member

Always a pleasure to deal with the team in Blackrock Credit union!

Cynthia B.
Cynthia B., Blackrock Credit Union Member

Very quick turnaround on loans.

Michele D.
Michele D., Blackrock Credit Union Member

Friendly , efficient, local. I have been a member for years, and recommend Blackrock Credit Union without hesitation.

Fionnoula K.
Fionnoula K., Blackrock Credit Union Member

Such a great place to apply for a loan very quick and transparent would recommend anyone to use this for borrowing.

Trevor H.
Trevor H., Blackrock Credit Union Member

I have been a member of the Blackrock Credit union for over 20 years now, they are like a family to me, always accommodating - always ready to help :)

Latest News

13 Jun 2024

Opening Hours June Bank Holiday Weekend

You can also contact us by email on and we will deal with your query during our opening hours 10AM – 2PM on Tuesday June 4th.

01 Dec 2023

You’re invited to our Annual General Meeting

The 2023 Annual General Meeting for Blackrock Credit Union will be held on Wednesday January 31st 2024 at 8PM.

Medical and Dental Loans

Medical and Dental Loans

8.2% (8.49% APR)

We have flexible and competitive loans available now for a wide variety of medical and dental treatments up to €40,000.

Are you planning an elective medical or dental treatment that you need a Medical or Dental loan for? Or has a medical or dental issue arisen when you least expected it? Or perhaps your treatment may not be covered by your health insurance or you’re fed up waiting for the treatment you need? Our medical and dental loans will allow you quick access to private medical or dental care so you don’t have to stress or suffer anymore on long waiting lists.

You can now get a flexible loan from Blackrock Credit Union for a wide variety of medical and dental treatments including the following:

  • Orthopaedic surgery including Hip, Knee and Shoulder replacements
  • Optical treatment including Laser Eye Surgery and Cataracts
  • Maternity fees
  • Fertility treatment expenses
  • Oncology treatments
  • Dental procedures including Braces, Implants, Veneers, Orthodontics and Teeth Whitening
  • Cosmetic treatments
  • Weight Loss management
  • Hair Loss replacement and hair restoration
  • Tests including MRI CT and PET-CT scans and X-rays
  • Cardiac screening
  • Health screening
  • Neurological treatment
  • Consultant fees
  • Annual health insurance costs

If the medical or dental treatment you require is not listed above please come and chat to us about your specific loan requirements.

Taking out a medical or dental loan can provide a low-cost alternative to running up a high interest credit card balance. At Blackrock Credit Union we offer medical and dental loans up to €40,000 at 8.2% (8.49% APR).

Don’t forget you may also be eligible to claim tax relief on the cost of certain health expenses. These can be the health expenses of any individual as long as you paid for them and you are a taxpayer. You will normally be granted tax relief at the standard rate of tax of 20%. For further details on this tax relief please click here.

Apply for your loan in a few easy steps

Step 1

Choose what type of loan suits your requirements.

Step 2

Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.

Step 3

Apply for your loan Online, via our App, by email, by phone or in our office in Blackrock.


Loan calculator

Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.

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Repayment Frequency
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This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Become a Member

If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.

Become a Member

Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.

Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.

Any Questions?

If you have any questions, please call us on 01 283 1034, email or drop in to our office in Blackrock or take a look at our FAQ section.

Warning: Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.