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Been with Blackrock Credit Union for a very long time… staff are always so courteous and helpful! Nice to have a business these days where you actually meet and talk to humans!!
Blackrock Credit Union is at the heart of the community, they really care about members and offer support to anyone who walks in the door, as I witnessed for myself. They consistently demonstrate a commitment to all members, offer excellent rates and reasonable fees.
Always a pleasure to deal with the team in Blackrock Credit union!
Very quick turnaround on loans.
Friendly , efficient, local. I have been a member for years, and recommend Blackrock Credit Union without hesitation.
Such a great place to apply for a loan very quick and transparent would recommend anyone to use this for borrowing.
I have been a member of the Blackrock Credit union for over 20 years now, they are like a family to me, always accommodating - always ready to help :)
Secured Loan
Secured Loan
Make your savings work for you
Many of our members find it easier to repay a loan than to replace savings. For these members, a Secured Loan makes good sense.
Rate 6.0% (6.15% APR)
Saving money can be difficult, it can take a lot of time and effort. So when it comes to a large purchase; perhaps a new car, a holiday, or some home improvements, many people are reluctant to cash-in on their savings.
A Secured Loan gives you access to the money you need, while allowing you to hold onto your savings. You can borrow any amount up to the value of your savings, and benefit from our lowest interest rate of just 6%. Your savings are then held as security against the loan.
- Keep your savings in place, and retain your free Life Savings Insurance (T&Cs apply)
- Take a loan, and get free Loan Protection Insurance (T&Cs apply)
- You can choose to pay off all or part of the loan at any time using your savings, without penalty
We approve 95%* of all loan applications at very competitive rates, with no hidden fees, charges or penalties, ever!
Apply for your loan in a few easy steps
Step 1
Choose what type of loan suits your requirements.
Step 2
Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.
Step 3
Apply for your loan Online, via our App, by email, by phone or in our office in Blackrock.
Loan calculator
Maximum Loan Term :
6.15%
6.15%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Become a Member
If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.
Become a Member*95% of loans approved from 01/10/2024 to 31/03/2025
Example: A Secured Loan of €10,000 over 5 years would have 60 monthly repayments of €193.37, interest rate of 6.0% (6.15% APR). Total interest payable €1,601.33. Total amount repayable €11,601.33.
APR stands for Annual Percentage Rate. Loans are variable rate. Lending criteria, terms and conditions apply.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
