Quick Links
Subscribe & get emails about our products & services, promotions, news and competitions
Been with Blackrock Credit Union for a very long time… staff are always so courteous and helpful! Nice to have a business these days where you actually meet and talk to humans!!
Blackrock Credit Union is at the heart of the community, they really care about members and offer support to anyone who walks in the door, as I witnessed for myself. They consistently demonstrate a commitment to all members, offer excellent rates and reasonable fees.
Always a pleasure to deal with the team in Blackrock Credit union!
Very quick turnaround on loans.
Friendly , efficient, local. I have been a member for years, and recommend Blackrock Credit Union without hesitation.
Such a great place to apply for a loan very quick and transparent would recommend anyone to use this for borrowing.
I have been a member of the Blackrock Credit union for over 20 years now, they are like a family to me, always accommodating - always ready to help :)
Car Loan
Flexible finance for your car
Borrow between €2,000 and €75,000
Whether you're a first-time buyer, upgrading to something better, or simply want to clear a PCP balloon payment, we're here to help.
Rate 7.9% (8.19% APR)
To avail of the 7.9% rate we will need confirmation of car purchase, or PCP balloon payment. If you are buying from a car dealer we will make the payment to the dealer. For PCP balloon payments we will issue payment directly to the PCP contract provider.
What's different about a Credit Union Car Loan?
Unlike a PCP or Hire Purchase agreement, with a Credit Union Car Loan you own your car from day one. There are no mileage restrictions, no balloon payments, and no hidden fees or charges. If you want to own the car you're driving, and want the freedom to sell it anytime you choose, then a Credit Union Car Loan is right for you.
Take a look at our discounted Green Car Loans if you’re thinking of lowering your carbon footprint and reducing your car emissions and need help buying an Electric or Hybrid Car in the near future.
We approve 95%* of all loan applications at very competitive rates, with no application fees, no penalty charges, and certainly no mileage restrictions or balloon payments.
Apply for your loan in a few easy steps
Step 1
Choose what type of loan suits your requirements.
Step 2
Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.
Step 3
Apply for your loan Online, via our App, by email, by phone or in our office in Blackrock.
Loan calculator
Maximum Loan Term :
8.19%
8.19%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Become a Member
If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.
Become a Member*95% of loans approved from 01/10/2024 to 31/03/2025
Example: A Car Loan of €12,000 over 3 years would have 36 monthly repayments of €375.57, interest rate of 7.9% (8.20% APR). Total interest payable €1,520.01. Total amount repayable €13,520.01.
APR stands for Annual Percentage Rate. Loans are variable rate. Lending criteria, terms and conditions apply.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
