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Sinead D.
Sinead D., Blackrock Credit Union Member

Been with Blackrock Credit Union for a very long time… staff are always so courteous and helpful! Nice to have a business these days where you actually meet and talk to humans!!

Latest News

Green Car Loan

Go Green

Borrow between €2,000 and €75,000

Purchase an electric or hybrid vehicle with our low rate Green Loan, saving you money and reducing your carbon footprint

Rate 6.95% (7.18% APR)

On a mission to reduce your emissions or just wanting to ditch the diesel for something greener?

With reduced environmental impacts, lowering your carbon footprint and cheaper running costs many people are now opting for electric or hybrid cars.  Our low rate Green Car Loan at just 6.95% can be used to purchase a new or second hand electric or hybrid vehicle.

You may also be entitled to a grant of up to €3,500 from the SEAI (Sustainable Energy Authority of Ireland) if you buy a new battery electric vehicle. Please see the SEAI website for further details on the grants available.

We approve 95%* of all loan applications at very competitive rates, with no application fees, no penalty charges, and certainly no mileage restrictions or balloon payments.

Apply for your loan in a few easy steps

Step 1

Choose what type of loan suits your requirements.

Step 2

Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.

Step 3

Apply for your loan Online, via our App, by email, by phone or in our office in Blackrock.

 

Loan calculator

Maximum Loan Amount : €75,000
Maximum Loan Term : 84 months (7 years)


Required Loan Term

Repayment Frequency
APR
7.18%
# Repayments
260
Total
Total Cost
APR
7.18%
# Repayments
130
Total
Total Cost
APR
7.18%
# Repayments
65
Total
Total Cost
APR
7.18%
# Repayments
60
Total
Total Cost

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Become a Member

If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.

Become a Member

*95% of loans approved from 01/10/2024 to 31/03/2025

Example: A Green Car Loan of €20,000 over 5 years would have 60 monthly repayments of €395.64, interest rate of 6.95% (7.18% APR). Total interest payable €3,737.13. Total amount repayable €23,737.13.

APR stands for Annual Percentage Rate. Loans are variable rate. Lending criteria, terms and conditions apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.