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Sinead D.
Sinead D., Blackrock Credit Union Member

Been with Blackrock Credit Union for a very long time… staff are always so courteous and helpful! Nice to have a business these days where you actually meet and talk to humans!!

Michael B.
Michael B., Blackrock Credit Union Member

Blackrock Credit Union is at the heart of the community, they really care about members and offer support to anyone who walks in the door, as I witnessed for myself. They consistently demonstrate a commitment to all members, offer excellent rates and reasonable fees.

Eileen G.
Eileen G., Blackrock Credit Union Member

Always a pleasure to deal with the team in Blackrock Credit union!

Cynthia B.
Cynthia B., Blackrock Credit Union Member

Very quick turnaround on loans.

Michele D.
Michele D., Blackrock Credit Union Member

Friendly , efficient, local. I have been a member for years, and recommend Blackrock Credit Union without hesitation.

Fionnoula K.
Fionnoula K., Blackrock Credit Union Member

Such a great place to apply for a loan very quick and transparent would recommend anyone to use this for borrowing.

Trevor H.
Trevor H., Blackrock Credit Union Member

I have been a member of the Blackrock Credit union for over 20 years now, they are like a family to me, always accommodating - always ready to help :)

Latest News

14 Apr 2025

Loan Interest Rates

Our interest rates for new loans issuing from 1st June 2025 are changing

17 Jan 2025

You’re invited to our Annual General Meeting

The 2024 Annual General Meeting for Blackrock Credit Union will be held on Monday 27th January 2025 at 8PM.

Green Car Loan

Go Green

Borrow between €2,000 and €75,000

Purchase an electric or hybrid vehicle with our low rate Green Loan, saving you money and reducing your carbon footprint

Rate 6.95% (7.18% APR)

On a mission to reduce your emissions or just wanting to ditch the diesel for something greener?

With reduced environmental impacts, lowering your carbon footprint and cheaper running costs many people are now opting for electric or hybrid cars.  Our low rate Green Car Loan at just 6.95% can be used to purchase a new or second hand electric or hybrid vehicle.

You may also be entitled to a grant of up to €3,500 from the SEAI (Sustainable Energy Authority of Ireland) if you buy a new battery electric vehicle. Please see the SEAI website for further details on the grants available.

We approve 95%* of all loan applications at very competitive rates, with no application fees, no penalty charges, and certainly no mileage restrictions or balloon payments.

Apply for your loan in a few easy steps

Step 1

Choose what type of loan suits your requirements.

Step 2

Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.

Step 3

Apply for your loan Online, via our App, by email, by phone or in our office in Blackrock.

 

Loan calculator

Maximum Loan Amount :
Maximum Loan Term :


Term

Repayment Frequency
APR
7.18%
# Repayments
Total
APR
7.18%
# Repayments
Total
APR
7.18%
# Repayments
Total
APR
7.18%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Become a Member

If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.

Become a Member

*95% of loans approved from 01/10/2024 to 31/03/2025

Example: A Green Car Loan of €20,000 over 5 years would have 60 monthly repayments of €395.64, interest rate of 6.95% (7.18% APR). Total interest payable €3,737.13. Total amount repayable €23,737.13.

APR stands for Annual Percentage Rate. Loans are variable rate. Lending criteria, terms and conditions apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.