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Been with Blackrock Credit Union for a very long time… staff are always so courteous and helpful! Nice to have a business these days where you actually meet and talk to humans!!
Blackrock Credit Union is at the heart of the community, they really care about members and offer support to anyone who walks in the door, as I witnessed for myself. They consistently demonstrate a commitment to all members, offer excellent rates and reasonable fees.
Always a pleasure to deal with the team in Blackrock Credit union!
Very quick turnaround on loans.
Friendly , efficient, local. I have been a member for years, and recommend Blackrock Credit Union without hesitation.
Such a great place to apply for a loan very quick and transparent would recommend anyone to use this for borrowing.
I have been a member of the Blackrock Credit union for over 20 years now, they are like a family to me, always accommodating - always ready to help :)
Green Home Loan
For Green Home Improvements
Borrow between €2,000 and €150,000
If you've got plans to make your home warmer and more energy efficient, we've got a low rate flexible loan for you.
Rate 6.95% (7.18% APR)
We all know that making our homes more energy efficient is not only good for the environment at large, but also great for saving a bit of money on utility bills.
Our Green Home loan is for anyone who is planning on making any improvements in their home to increase its energy efficiency. It can be for large retrofit projects which may include solar panels, drylining, attic and wall insulation, but also for smaller works too - like fitting new windows or doors or getting a new boiler installed. Anything that will increase your home’s energy efficiency and decrease your heating bills.
Energy Upgrade Grants from SEAI
If you improve the energy efficiency of your home you may also be entitled to a grant from the SEAI (Sustainable Energy Authority of Ireland). Please note you must have grant approval in place before you start works. For further details on the home energy grants that may be available to you please see the SEAI website.
Apply for your loan in a few easy steps
Step 1
Choose what type of loan suits your requirements.
Step 2
Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.
Step 3
Apply for your loan Online, via our App, by email, by phone or in our office in Blackrock.
Loan calculator
Maximum Loan Term :
7.18%
7.18%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Become a Member
If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.
Become a MemberExample: A Green Home Loan of €25,000 over 7 years would have 84 monthly repayments of €376.80, interest rate of 6.95% (7.18% APR). Total interest payable €6,648.28. Total amount repayable €31,648.28.
APR stands for Annual Percentage Rate. Loans are variable rate. Lending criteria, terms and conditions apply.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
